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RBL Bank Home Loan

Home Loan

Own your dream home with RBL Bank Home Loans. RBL Bank offers home loans with easy documentation and faster processing so that you can own your dream house without any delays.

  • Home Loans of upto Rs.10 Crores

  • Flexible tenure of upto 25 years

  • Minimal documentation and faster approvals

  Salaried Individuals

  • Minimum net income of Rs.120,000 per annum

  • Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or super-annuation whichever is early

  • Work experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required

Self-Employed Individuals and Professionals

  • Minimum net income of Rs.120,000 per annum

  • Minimum age at loan sanction – 24 years. Maximum age at loan maturity – 60 years or super-annuation whichever is early

  • Work experience of minimum 1 year at current job and 2 years of total experience. If current job is less than 1 year, then 3 years of total experience required

  • PAN Card – For Individual / Partnership Firm / Company

  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)

  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)

  • Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)

  • Passport Size Photographs

  • Any other valid Photo ID card issued by central or state government

For Salaried
  • Last 2 years Income tax returns or Latest 3 month salary slip or Latest form 16 issued by the employer

For Self-Employed Individuals
  • Latest audited ITR and financials for the last 2 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)

  • Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the balance sheet

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